All articles in this category pertain to loans. A loan is an agreement between two parties where one party, the lender, agrees to allow another party, the borrower, use of their funds in exchange for the funds to be paid back at a later date, plus interest. Loans are agreed upon before any exchange of money. They can be a specific, one-time deal or may be treated as an open line of credit. Different forms include secured, unsecured, commercial, and personal loans.

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